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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Extended term Insurance can be selected under which whole life policy provision?

A) settlement
B) interest-only
C) nonforfeiture
D) cash value

2. If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will

A) be reduced by the amount of the loan and interest owed.
B) not be paid until the loan is repaid.
C) be paid less the amount of the loan but not the interest.
D) be paid less the amount of the loan interest but not the principal.

3. An applicant would be charged a higher premium for a life Insurance policy if they were

A) older.
B) married.
C) deaf.
D) younger.

4. The premium mode defines the

A) method of premium payment.
B) premium amount.
C) premium limit.
D) frequency of the premium payment.

5. All the following riders can Increase the death benefit amount EXCEPT

A) Waiver of Premium.
B) Cost of Living.
C) Accidental Death Rider.
D) Guaranteed Insurability.

Solutions: