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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) real estate contract interest.
B) joint tenancy.
C) fee simple estate.
D) tenancy in common.

2. What requirements define which closing costs are allowable as charges to the borrower?

A) State
B) ALTA
C) FHA
D) RESPA

3. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Mortgagor
B) Mortgagee
C) Seller
D) Title agent

4. Which section of a title insurance policy lists the rights of the insurer?

A) exclusions from coverage
B) declarations
C) conditions
D) insuring agreement

5. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record in the county where the property is located a certified copy of John's death certificate.
B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
C) Nothing is required.
D) Probate the estate of John.

Solutions: